The guide provides a comprehensive strategy to elevate credit scores from below 620 to above 740 within 9 to 24 months. It includes steps such as cleaning credit reports, managing debt, ensuring timely payments, and diversifying credit types. The emphasis is on patience, responsible financial choices, and utilizing available resources for effective improvement.
Tag Archives: Tenant
The Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a United States federal law that regulates the collection, dissemination, and use of consumer information, including consumer credit information. Along with the Fair Debt Collection Practices Act (FDCPA), it forms the base of consumer credit rights in the United States.